This month
Pinned
Nothing pinned yet -- pin a den from the Budget tab to see it here.
Current goal
No categories yet. Add one to start assigning money.
Account register
| Date | Payee | Den | Account | Memo | Amount | Cleared |
|---|
No transactions yet.
Bills
No bills yet.
Spending
No spending this period.
Pick an account under Settings → Spending report to turn on the "Since deposit" view.
No spending recorded yet.
Gig work
Not tax advice -- this is what was logged, for you or a preparer to work with, not what you actually owe.
Cash Flow
| Date | Item | Amount | Balance after |
|---|
Nothing projected in the next 45 days -- give a bill a known amount and due date, or add an expected income event, to see a timeline here.
Bankruptcy plan payments
$0.00 paid to dateWithheld from a paycheck before it ever reaches an account, so it's tracked here for your own record only -- never counted against any account balance, Ready to Assign, or the timeline above.
| Date | Note | Amount |
|---|
No payments logged yet.
Settings
Signed in
Budgeting
When a transaction is categorized to a den, auto top-up assigns just enough to cover that den's spending so far this month, pulling from Ready to Assign -- so a one-off purchase doesn't have to be budgeted ahead of time to avoid showing up red. Never reduces an assignment on its own; you can still assign any amount by hand on the Budget tab any time.
Spending report
The Spending tab's "Since deposit" view watches one account for its most recent inflow and reports everything spent from that day through today. Pick whichever account your paycheck actually lands in.
Accounts
What do these fields mean?
A tracking account (a 401k, a mortgage balance) holds a real running total but isn't spendable cash -- check it and its own balance stops counting toward Ready to Assign, on this account and every other tab that reads it. The opening balance is what an account already held before you started tracking it here -- entered once, as an inflow (or, for a credit balance already owed, an outflow) with no envelope, the same as any other transaction. It counts toward Ready to Assign exactly like income does (unless the account is a tracking account), and shows in the Register as "Starting balance." For a loan, credit card, line of credit, HELOC, or mortgage, enter what's owed as a plain positive number -- it's always stored as negative for these types (money owed, never money on hand), so there's no minus sign to remember. Uncheck "Show in register" to keep an account's balance here (and on Cash Flow) while its own transactions stop appearing in the Register -- it still posts new ones there just fine, they just won't clutter the list afterward. "Gig income" marks a deposit into this account as gig income on the Spending tab's Gig work card (see below) -- "Track mileage" additionally offers a "Miles for this trip" field on every deposit here, for a driving gig like Uber Eats. Leave "Track mileage" off for a gig that isn't driving-for-hire (a plasma-donation card, say): mileage deductions generally apply to self-employment income, not to this kind of payment, so this keeps the income tracked without implying a deduction that likely doesn't apply.
| Account | Type | Current balance | Tracking account | Show in register | Gig income | Track mileage | Opening balance | As of | SimpleFin Sync |
|---|
No accounts yet -- add one on the Register tab.
Gig work
Mark an account "Gig income" (above) and a den "Gig expense" (on that den's own edit dialog) to have it counted on the Spending tab's Gig work card. A driving gig also needs a mileage rate here before its deposits offer a "Miles for this trip" field.
Income sources
Tag a deposit with where it came from -- "Plasma donations," "Side gig," a specific client -- without assigning it to a den. A tagged deposit still lands in Ready to Assign exactly like any other income; the tag is only a label for sorting and reporting later.
No income sources yet.
Autopay entry
By default, an autopay bill enters itself the day before it's due. Turn this on to replace that with a single sweep instead: every autopay bill due within the next however-many days gets entered all at once, on whichever day of the week you pick -- payday, say -- so the register shows your whole week's worth of committed autopay at once, even for bills you're still floating rather than budgeting for yet.
Backups
A snapshot of every account, den, bill, and transaction is taken automatically every night, and content-hashed so a night with no changes doesn't use extra storage. "Back up now" takes one on demand -- useful right before trying something you might want to undo.
| When | Reason | Rows |
|---|
No backups yet -- the first nightly snapshot hasn't run.
Test data
Replaces every account, den, bill, and transaction in this test site's own database with a fresh, read-only copy of production's -- production is never written to. Whatever test-only data is currently here (accounts, transactions, anything made up for a test pass) is wiped first.